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AI ASSISTANT

Ask your books anything — in any Indian language

Get instant answers about revenue, expenses, outstanding payments, and GST — just by asking. Works in English, Hindi, Tamil, Telugu, Marathi, Bengali, Gujarati, Kannada, Malayalam, Punjabi, Urdu, and Odia. No reports to build, no filters to set. Your AI accounting assistant understands your business and your language.

AI-powered insights

A conversational interface to your entire business data. Ask questions, get answers, take action.

Twelve Indian languages

Ask "Who owes me money?", "इस महीने का खर्च कितना है?", "என் GST liability என்ன?", "नफा किती?" — English, Hindi, Tamil, Telugu, Marathi, Bengali, Gujarati, Kannada, Malayalam, Punjabi, Urdu, Odia. AI replies in the same language.

Business insights

Get summaries of revenue trends, expense patterns, outstanding payments, and cash flow. Spot opportunities and risks without building reports.

Instant answers

No waiting for reports to generate. Ask a question and get the answer in seconds, pulled directly from your live business data.

Voice input

Speak your question from your phone browser. The AI processes voice input the same as text — perfect for quick queries on the go.

Data privacy

Your business data is never used to train AI models. Queries are processed in real time against your data only. Complete privacy.

Works everywhere

Full AI assistant on web and mobile. Ask questions from your desk or your phone — same capabilities, same accuracy.

Why businesses love the AI assistant

Stop digging through reports. Just ask.

Save hours on analysis

Instead of building reports, filtering data, and exporting to Excel — just ask. Get the answer in seconds, not hours.

Make better decisions

Instant access to business insights means you can act on real data, not gut feeling. See trends and anomalies as they happen.

Everyone can use it

You do not need to know accounting or how to build reports. If you can ask a question, you can get the answer. Democratises business data.

Always up to date

The AI queries your live data. Every answer reflects your current transactions, not last week or last month. Real-time intelligence.

AI that knows your business

The ReadyBooks AI assistant is not a generic chatbot. It understands your chart of accounts, your customers, your inventory, and your GST setup. When you ask "How is my cash flow this quarter?", it pulls real numbers from your actual transactions.

For business owners who do not have time to build reports or for CAs who need quick answers across client books, the AI assistant is a game changer. Ask a question, get an answer, and move on to the next decision.

How the AI is actually built — and why it understands Indian accounting

The ReadyBooks.ai assistant is built on a foundation model fine-tuned on three corpora that matter to Indian businesses. First, GST law — the CGST and IGST Acts, the rules, the GST Council notifications, and the most-cited circulars going back to 2017. Second, accounting standards as applied in India — Schedule III of the Companies Act, the relevant Ind AS standards for the SME segment, and the chart-of-accounts patterns we see across our customer base. Third, the live structured data inside your tenant — invoices, payments, ledgers, items, parties, and reconciliations.

When you ask a question in plain English, the assistant first classifies intent (informational, transactional, advisory) and then routes the query. Informational questions like "what is the latest GSTR-3B due date" are answered from the GST law corpus with citations. Transactional questions like "show me invoices over ₹50,000 unpaid since March" are translated into a parameterised SQL query against your own data — never anyone else's — and the results are formatted as a table you can drill into. Advisory questions like "should I claim ITC on this purchase" combine your data with the GST rule corpus and surface a recommendation with the Section / Rule reference.

A few hard constraints are built in: the assistant only reads your own tenant data, never another customer's; it never executes write actions without an explicit confirmation step from you; and it surfaces a confidence rating on advisory answers so you know when to escalate to your CA.

What you can actually ask — six everyday Indian SMB queries

"Show me the GST liability for this month broken down by CGST, SGST, and IGST." The assistant pulls outward and inward supplies, applies the net-off, and gives you the exact 3B-ready breakdown plus the cash you need to set aside.

"Which customers have invoices over 60 days past due?" Receivables ageing is computed live from your invoice register, ranked by amount, and surfaced with their last known contact details and a one-click WhatsApp reminder draft.

"How did inventory turnover change quarter on quarter?" The assistant computes weighted-average-cost based turnover ratios per SKU and flags items where movement has dropped — useful for trimming slow-moving stock before year-end.

"Is the bill from XYZ Logistics eligible for ITC?" The assistant looks up the GSTR-2B status, the Section 16 conditions, and any blocked-credit categories under Section 17(5), and gives you a Yes / No with the exact rule reference.

"Forecast my cash flow for the next 90 days." Receivables, payables, and recurring expenses are projected forward; the AI applies seasonality from your last 12 months of data; the output is a runway estimate plus the two transactions most likely to swing the forecast.

"Draft a polite payment reminder for Sharma Steel Works in Hindi." The assistant generates a context-aware reminder using the actual invoice number, due date, and outstanding amount in the language you choose — Hindi, Tamil, Telugu, Gujarati, or English.

Privacy and accuracy — the things every CFO asks first

Your data stays inside your AWS Mumbai tenant. Queries are processed in-region and the AI model that responds is invoked with tenant-isolated context — no cross-customer training, no data sharing with the foundation-model provider beyond what is strictly required to render the response. Logs of AI conversations are stored for 90 days for debugging and audit, and you can purge them on request.

Accuracy is reported transparently. Numeric answers (revenue, GST liability, ageing) are computed deterministically from your books and are exact. Generative answers (drafts, summaries, narrative explanations) are accompanied by the underlying data so you can verify before acting. For advisory answers, the assistant cites the Section, Rule, or Notification number — your CA can confirm the reasoning in seconds rather than having to redo the research.

Who gets the most out of conversational accounting

Business owner, evening reviewTen minutes a day to check on the business, no patience for building Excel reports.

Open ReadyBooks.ai on your phone, ask "How are we doing this week?", and get revenue, top customers, cash position, and the three biggest expenses in a single answer. Drill into anything that looks off without ever opening a spreadsheet.

Chartered Accountant, GST-filing weekTwenty clients filing GSTR-3B on the same week, every client wants a different question answered.

Switch into a client tenant, ask "Is the 3B ready and where are the mismatches?", and get a status block plus the exact ITC entries that need follow-up. Time per client drops from forty minutes to under ten.

Finance manager, board prepFounder wants the deck ready in 2 hours, finance team wants to triple-check every slide.

Ask "Compare revenue, gross margin, and net margin for Q3 vs Q2 — with the top three movers in each row." The assistant returns a board-ready table with citations to the underlying transactions so the team can verify every number.

Frequently asked questions

Try the AI assistant for free

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